Allworth Financial‘s Money Matters

713
Investing #153

For 30 years, Money Matters hosts Scott Hanson and Pat McClain have answered thousands of questions from callers just like you. This is the perfect podcast for you if you have questions like:-Should I do Roth conversions?-Are there tax strategies I should be using?-Do I have the proper estate plan?-Is my portfolio allocation diverse enough?-Will I retire on time?Take Money Matters with you each week. Download the show wherever you get your podcasts.

Recent Episodes
  • Volatility, Opportunity, and Strategy: Guiding Investors Through Uncertainty
    Apr 12, 2025 – 52:28
  • Tariffs and Your Portfolio, Unwinding Concentrated Stock, and Knowing When You Can Retire
    Apr 5, 2025 – 51:47
  • Managing Inheritances, RMD & Roth Conversion Strategies, and Small Financial Adjustments for Big Future Gains
    Mar 29, 2025 – 52:34
  • Navigating Uncertain Markets, Direct Indexing, Tax-Loss Harvesting, & Roth Conversions
    Mar 22, 2025 – 58:29
  • A Lake House Investment Dilemma, a College Savings Oversight, and a Complex Estate Planning Journey
    Mar 15, 2025 – 46:46
  • Tariffs and Inflation on Investments, Smart Real Estate Moves, and Roth Strategies
    Mar 8, 2025 – 52:20
  • SPECIAL EPISODE: Market Volatility Update - What Investors Need to Know Now
    Mar 7, 2025 – 15:29
  • Bearish Market Sentiment, Life Insurance with LTC Benefits, and Smart Tax Moves for the Wealthy
    Mar 1, 2025 – 56:58
  • The impact of politics and taxes on your IRA and 401(k), why wealth goes beyond money, and the 4 pillars of a successful financial life.
    Feb 22, 2025 – 57:10
  • Tax-efficient investing, smart pension decisions, direct indexing strategies, and costly financial mistakes.
    Feb 15, 2025 – 52:36
  • Tariffs and investing, 401(k) & 457 plans, smart rollover tax strategies, and insurance protection.
    Feb 8, 2025 – 55:55
  • 401(k) catch-up contributions, inherited IRAs, annuity tricks, and a Roth conversion strategy.
    Feb 1, 2025 – 58:27
  • IRS rules that complicate generosity, how to extend retirement savings, the cost of improper tax planning, and more.
    Jan 25, 2025 – 52:38
  • Maximizing retirement income, exploring Roth conversions, the lure of Bitcoin, and the explosion of exchange-traded funds.
    Jan 18, 2025 – 01:00:40
  • 2025 stock myths, tax hacks, crash fears, and retirement strategies.
    Jan 11, 2025 – 52:27
  • The growing complexity of investing, Roth conversion and IRA questions, and understanding investment returns vs. investor returns.
    Jan 4, 2025 – 46:53
  • The four pillars of retirement, an examination of the backdoor Roth IRA, and are stocks overvalued?
    Dec 28, 2024 – 51:08
  • Roth conversions, tariff talk, diversification strategies, and Scott and Pat’s favorite call of the year.
    Dec 21, 2024 – 58:57
  • Family dynamics, inheritance, life insurance needs, 401(k) updates, and debanking.
    Dec 14, 2024 – 52:07
  • A complex pension question, confusing life insurance products, estate planning insights, and wealth strategies.
    Dec 7, 2024 – 52:50
  • The risk of overlooking beneficiaries, a question about a Roth conversion, a caller who wants to retire in the next decade, and a tax strategy that many workers aren’t aware of.
    Nov 30, 2024 – 45:03
  • Nuances of HSAs, managing pensions and Social Security, and tax planning for high-income earners.
    Nov 23, 2024 – 45:08
  • Allworth's Money Matters Podcast Trailer
    Nov 18, 2024 – 01:29
  • Exploring speculative investments, key financial advice for listeners, and unpacking commercial real estate risks.
    Nov 16, 2024 – 43:51
  • The election and the stock market, investment strategies for retirement, and do you have enough money to stop working?
    Nov 9, 2024 – 59:56
  • Managing financial decisions in uncertain times, leveraging a paid-off home, and when NOT to worry about money.
    Nov 2, 2024 – 52:39
  • Navigating direct indexing, Roth conversions, real estate, and AI concerns.
    Oct 26, 2024 – 53:27
  • Money Matters: Tax efficient investing strategies and maximizing portfolio growth.
    Oct 19, 2024 – 52:19
  • Money Matters: Navigating financial decisions amidst market uncertainty.
    Oct 12, 2024 – 51:44
  • Money Matters: Navigating market uncertainties, Roth conversions, and the importance of estate planning.
    Oct 5, 2024 – 51:29
  • Navigating Financial Turbulence: Election Impacts and Investment Strategies
    Sep 28, 2024 – 52:56
  • Maximizing financial strategies, understanding Buffered ETFs, and estate planning.
    Sep 21, 2024 – 41:34
  • Navigating financial waters: Investments, retirement, and risk.
    Sep 14, 2024 – 52:37
  • Money Matters: Retirement planning, tax strategies, investment insights, and more.
    Sep 7, 2024 – 46:43
  • Navigating the financial maze: IRA questions, pension decisions, Social Security, and more.
    Aug 31, 2024 – 46:05
  • A shift in the auto industry, buffered ETFs, revisiting the 2008 financial crisis, SMAs explained, and when to fire your advisor.
    Aug 24, 2024 – 52:40
  • Wall Street’s wild ride, portfolio spending stress, Social Security advice, non-traded REITs, and a financial plan as a wedding gift?
    Aug 17, 2024 – 46:56
  • An investor scared about the market, a husband thinking about merging his money, and advice on managing inherited retirement accounts.
    Aug 10, 2024 – 37:35
  • The power of a diversified portfolio, a lesson on dividend-paying ETFs, tax strategies when leaving money to heirs, and advice on managing your mindset.
    Aug 3, 2024 – 58:39
  • Tech sector turbulence, navigating an estate with no will or trust, advice for managing cash as you get older, and one key question involving two 401(k) accounts.
    Jul 27, 2024 – 52:26
  • When the markets defy logic, where to park old 401(k) funds, when not paying off the mortgage makes sense, and the value of experiencing the ups and downs of investing.
    Jul 20, 2024 – 46:12
  • The risk of overlooking beneficiaries, a question about a Roth conversion, a caller who wants to retire in the next decade, and a tax strategy that many workers aren’t aware of.
    Jul 13, 2024 – 44:37
  • A 401(k) transfer question, a long-term care concern, and the call that made Scott and Pat say “uh-oh!”
    Jul 6, 2024 – 47:53
  • Why a portfolio fails, a lesson on tax efficiency, when direct indexing makes sense, and should you sell stock to boost your emergency fund?
    Jun 29, 2024 – 43:26
  • Tax planning opportunities, when a portfolio holds too much cash, and how much Nvidia stock is considered too much?
    Jun 22, 2024 – 48:18
  • The impact of the AI boom, when it’s time to hire a financial advisor, where to park proceeds of a home sale, and more.
    Jun 15, 2024 – 52:00
  • The risk of investing in commercial real estate, when Roth conversions don’t make sense, minimizing your tax liability, and where beginning investors struggle.
    Jun 8, 2024 – 01:03:23
  • The number one objective of financial planning, high-yield savings accounts vs. CDs, how to stay in a lower tax bracket, and a strategy to generate income.
    Jun 1, 2024 – 53:41
  • The psychological aspect of retirement, when Roth conversions make sense, and questions about pensions, risk tolerance, and life insurance.
    May 25, 2024 – 52:20
  • A stock market milestone, meme stock mania, navigating the financial impact of a divorce, and the advice Scott and Pat gave that wound up in Italy.
    May 18, 2024 – 52:08
Recent Reviews
  • PatInSac
    I so enjoy listening….
    I very much find this podcast very entertaining and informative! You both give such good advice, thank you!!
  • FEMC61
    Love the podcasts!!!
    Very entertaining listening to those two! Valuable financial tips and tricks explained clearly. Thanks Scott and Pat!
  • Rob4376
    Good show
    I enjoy the interaction between the hosts and their deep knowledge. However, they spend way too much time with callers who have unique situations that are not of interest to me.
  • DLawanda
    Sense of Humor
    I love listening to Scott and Pat because of their sense of humor, outlook on life and sensible advice. I never miss an episode.
  • Uncbethany
    Way too much chit chat.
    The hosts talk way too much amongst themselves. When I first started listening to this show there were more listener questions. Please try to return to that approach. A little of your banter goes a long way. Also please try to minimize the rants.
  • Seeking Some Wisdom
    The Right Balance Between Education and Entertainment
    Pat and Scott provide a great show. In each episode, I pick up a nugget or 2 that helps me in my financial life. They are surprisingly light on self promotion, and clearly enjoy each other, their guest callers, and sharing their knowledge with their audience.
  • Whateveryouwanttocallme42223
    Worthy listen
    By far the most insightful personal financial podcast I listen to and highly entertaining. I learn something almost every week about the nuances of personal finance. This show would appeal to higher net worth individuals who already have a baseline of knowledge which I appreciate. Scott and Pat’s advice is straightforward and they appear to really care about their callers. The hosts are engaging and have this quirky way of rambling about non-financial topics that appeals to me. They feel like my podcast friends.
  • 844dh
    Example based investing advice
    Been listing for a couple decades and still learn new things weekly. Really like the listener call in format questions and the thorough well reasoned answers/suggestions
  • tbm59285839
    Best personal finance podcast
    In an industry filled with swindlers and conmen, Scott and Pat are a shining example of what fiduciaries should be doing: looking out for the interests of their clients, not making commissions from exotic products. That, combined with their amusing and entertaining conversations, is why I’ve listened to this show every week for the past 10 years. I’m a bit puzzled by the recent reviews complaining about Scott and Pat discussing politics. I’d venture to guess my political beliefs are quite different from theirs, but I’ve never had any issue with anything they’ve said. 99% of they time they’re just discussing how insignificant politics is in developing and maintaining a personal financial plan.
  • McGrammar94
    All Worth is Worth It All!
    They provide common sense financial advice with the warm concern you’d expect from family members… but with friendly banter you’d expect of circus clowns. AllWorth’s Scott Hanson and Pat McClain’s Money Matters will delight and teach you about money—all while being completely free!
  • ktnman
    Average joe
    These guys are good I enjoy listening to their wisdom
  • Swami20
    5 star
    Listening for almost 30 years. Very interesting and entertaining! I laugh out loud with them, not at them … and I learn a lot.
  • Bill&Mary
    Long time listener and reader.
    I started reading Money Matters articles in the Sacramento Bee back in the early 90’s. I was happy to hear them on their Saturday morning radio show. The podcast is great and have made smart investments and tax saving moves. I have even shared the knowledge and podcast links to help others with their financial issues. They are great!
  • Pappy0005
    Can I get a break from discussing your political opinions
    Love the show , but don’t love there delving into specific political opinions! I get overwhelmed with this everyday. That being said , this podcast is funny and informative!
  • Best woodturning
    Happy customer
    Entertaining and educational. We been with Allworth for 12 years. Our account has done great. Thank you
  • Wylie C.
    Some people…
    Great show but some people…instead of callers taking up 25 min of time with ALL of their concerns and planning options, just make an appointment with the practice and take care of it then! People calling in for free advice and dominating the show. Keep it short and to the point people ( callers). Great advice Scott and Pat
  • lollapalucia
    Good show but keep your political views out
    This past week’s episode was particularly revealing. Whatever your views are, keep them out. The subtle hints are the worse. I’ve unsubscribed. Do yourselves a favor and check out CarTalk. Click and Clack do (did) a superb job of talking cars without any political leanings whatsoever.
  • Rammhelm
    Long time listener
    I have been listening to Pat and Scott for many years, starting with their radio show and now this podcast. I’ve learned a great deal from them both and appreciate their straight talk when offering advice. I ended up becoming a client of Allworth Financial when I retired and still listen to the podcast regularly. Keep up the good work gentlemen!
  • KMuSue
    Love this show!!
    Love this show! Love the banter!! Learn so much every episode!!!
  • Nbe4u
    Had higher hopes calling in
    I’ve listened to the show for a few years, I’ve learned a ton during that time which I’m forever grateful. Now the NEGATIVE. I called into the show a few months ago asking for advice on additional things that I could be doing to put my family and myself in a better financial position. I was given ZERO additional things that we can add to what we are already doing which was disheartening because I know that Scott and Pat are much more advanced and smarter than the lack of information they gave us. I also have to add that we had an appointment for a financial plan through Allworth Financial set up and we canceled it because we didn’t want to pay a lot of money just to be told what we were told when we called into the show of “good job keep doing what you were doing”.
  • Jenn mil
    Love the show
    I enjoy hearing about Scott and Pat’s little humorous info about their personal lives as well as the financial info. Keep doing what you’re doing!!
  • OldEureka
    Not the same.
    20+ year listener. The show is not as good as it used to be. Especially boring when the psychologist types are on. I do like when the various employees are included for a topic and I like the house calls segment. More callers, less chat at the opening would be good. Hansen and McClain seem a little tired of doing the show. Would like to have some other advisors give it a try.
  • Ed in Fountain Hills
    Generally good, but…
    Listen regularly as discussions are good, but annoying aspects are: 1. Often excessively talk over guests 2. Have er ah have , like some time in the past, hard sort of time , and er ah formulating a point. Sheesh, spit it out! 3. In the 6/9/24 podcast danced around the caller question regarding assets-under-management fees essentially asking is it worth the $30,000+ a year they would charge to manage a portfolio vs flat fee which is challenging the AUM model in the industry.
  • Jomama88888
    Best podcast
    Love Scott and Pat.
  • Fair Oaks saver
    Look forward to each episode
    Time is tight with all the podcasts out there. This one is interesting, informational, fun.
  • Tipsy McStumbles
    Good Show, Except for Some Callers
    I really like the show. It’s informative and entertaining. However, a lot of the callers are what I would call “humble braggers,” those who have multi-millions saved for retirement and just seem to want a pat on the back.
  • jzchico
    You are real life advisers
    You take individual resources and analyze real life issues. Love the show listen while I take a morning dog walk I like the inter action the two host have on couples later years financial situations I’m also part of Allworth financial advisor in Roseville Ca
  • RLPRLL
    Great education
    Love listening. Always learn something each week I can use in my personal finances. The humor is wonderful. Love,love your show!!
  • Krisgeo16
    Great financial advice
    I have listen to this show for many years and have done well from the advice.
  • Buy the print version
    Favorite Financial Podcast
    Always excellent! Appreciate the points made on hiring 3rd party trustee and fiduciary to remove oneself from risk of litigation. By the way: if one wishes one of those nice cars from OC, just wait for the next recession when the cars get seized. Large segment of big hat no cattle car owners.
  • Crsgamer
    Long time listener
    I’ve followed these guys for about 20 years. Based on the information from their radio shows I made financial choices that now allow our retirement to be well funded. When I retired we became AllWorth clients. The podcasts are a fun listen and I appreciate the ideas shared.
  • erikkpr
    Review
    I’d give this show five stars if they didn’t have guests and just took calls the whole time. They do an outstanding job with their callers. The guests they have on there is just a huge waste of time.
  • Ploddingpossum
    Very Helpful, Insightful and Fun
    Consistency in approach, yet application varies appropriate to life situations
  • Tahoe 2008
    Money Matter
    Great podcast, I typically listen when on the road. Makes investing make sense, I have listen to you for many years. Now I listen to help my kids since I have a financial planner now.
  • Larry FH
    Allworth Financial Money Matters
    Always informative and entertaining. The hosts are knowledgeable, patient and helpful. I look forward to a new show every Saturday.
  • Retirement Rich
    Quality
    This podcast is my favorite! The guys gel well together and offer sound easy to use advice. I would give 5 stars if they took more than 2 calls.
  • Listener for decades
    Great Show for our financial lives
    I’ve listened to Scott and Pat for many years and have found them to be both entertaining and very informative. They are honest in their advice and aren’t trying to troll for new clients. I hope they continue with their podcasts for many years to come.
  • Mick J
    Money Matters has helped me not do dumb things
    Money Matters has helped me not do dumb things. When the market swirls down I know I’ll get useful, honest advice without the taint of conflicts of interest. I listened when they were just a radio show in the 90s and now time-shift with their podcast. This show is worth your time.
  • renlist
    Best podcast, period!
    Continues to be the best podcast around. Have listened to Scott and Pat for a few years now and their consistent quality shows up each and every week. Thank you!
  • Ben4040550555
    Amazing personal financial podcast
    I stumbled upon this podcast a few months ago and have just devoured episodes. Scott and Pat provide very practical and realistic financial opinions about a wide variety of applicable topics. They are genuine and natural hosts that really have a passion for sound investing. I never write reviews for podcasts but I cannot recommend this podcast enough. At a time when most voices are polarizing and extreme and shocking, there’s something incredibly refreshing about their reasonable and intelligent approaches to complex financial issues. I recommend them to absolutely everyone.
  • jfdjld
    Enjoy these guys and can’t wait to retire so I can go to them
    I like listening to these guys because you get honest advice and that isn’t easy to find.
  • tuna loves sticky
    My go to podcast
    A favorite podcast of mine. I started listening by accident a few years back and now find it a most trusted and relevant source of information. The variety of calls is wonderful. I’ve been able to learn concepts that don’t only help me but allows me to help others. Probably the hardest and most important thing is not tell people what to do but tell them what I would do if I were in their situation. Nobody will have 100% of the answers all the time but these guys will say, I don’t know, which allows me to continue to investigate.
  • garlicmom
    Financial advice that doesn’t make your eyes glaze over
    When my husband talks to me about financial stuff I always was left feeling really dumb. Listening to your podcast has helped me understand financial matters and I actually advised my husband on something he hadn’t thought of ! Thanks Scott and Pat for the entertaining way of teaching ❤️
  • Bleacherseats
    Great show!
    Long time listener. Enjoy the down to earth, matter of fact advice without product pitches. Wide array of financial and economic scenarios are covered.
  • bramassin
    Great financial podcast for everyone
    Great shows that talk about scenarios for all of us - easy to follow guidance and no sales pitches - just great financial advice
  • jjhemi
    Best
    Ever since suze orman went off the air I’ve been looking for something else to listen to (that I can trust)for help to understand my everyday financial situation.
  • Rybo1
    Great financial show!
    I look forward to hearing Scott and Pat every Saturday morning. I actually wish the show/podcast was longer. I have learned a crazy amount listening to this show over the last few years. They have great humor and a way to explain things that does not require an advanced financial degree to understand.
  • PMQ30
    Best Personal Finance Podcast
    Scott and Pat give callers practical financial advice while also entertaining podcast listeners with some added humor. By far the best financial podcast that I have listened to.
  • SM in WI
    Hanson McClain
    Always educational. I look forward to listening every week. Has changed my attitude on savings, retirement and spending.
  • dwmsdjajjcjasu
    Great podcast
    Very informative podcast.
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